Homeowners in high-risk flood areas, typically pay for flood insurance. This is an added cost to your typical home owner insurance policy. An Elevation Certificate could save home owners the burden of paying the added flood insurance cost. A land surveyor will come out and verify the elevation of your home. The keyword in the latter sentence is your home, insurance agencies only measure the elevation of your home and not the land around. Things that the insurance agency would have to replace, if you needed to make a claim. The benefits of hiring a land surveyor are that they may be able to eliminate or minimize your home flood insurance payments. Being above the elevation line essentially, minimizes the homeowner’s risk of being subject to flood damages. An elevation certificate is recommended to any home owners who live close to FEMA regulated flood areas. Even if your home is below the flood line, making you at risk. There is a chance you can still save money because flood insurance operates on a sliding scale. If you have been paying flood insurance without proof of being below the flood line, Nafis and Young strongly recommends you look into an Elevation Certificate.

                                                                                   Know your lines!